I have decided to enter the world of blogging. My inspiration came to me yesterday watching the Today show as I was getting ready in the morning. This guy had written a book (I can’t remember the name) about his struggles in today’s economic times, a possible foreclosure, raising credit card cost, family strain and everything that goes along with it. He mentioned a lot of people thanked him for writing the book, they felt as if they were not so alone and did not feel quite as ashamed being able to share in someone else’s story similar to theirs.
Quick synopsis of my past, I grew up very fortunate, I can admit even a little spoiled. After high school, I went away to college, traveled, graduated with my masters and then off to work. Missing my wonderfully dysfunctional family I moved back to my hometown.
I met my fiancé three years ago and falling for him almost immediately we wanted to buy a house. The market had started to decline but it was not near its bottom. However we thought it was the perfect time to get a great deal. And we bought a beautiful two story home in a great neighborhood which would be perfect to start a family in. At the time we were taking home a 6 figure income. Even at the time we knew we had to cut some expenditure to afford the home ex… trading in a car, selling the boat, cutting back on dinners, and trips.
But we were happy we were on our way to building a future, then the unthinkable happened and we both got laid off about two years ago. We survived for a while on our savings, doing some day trading; we kept up on our mortgage while other bills were put to the side. We both looked for other jobs but it was tough out there. I interviewed with several companies, but the competition was tough. My fiancé landed a job after a couple months which managed to let us stay afloat a little longer. Single income we could pay our mortgage, our cars, and basic survival bills, as credit cards and other debt fell to the wayside. Our credit score slowly getting worse and worse and the daily strain getting tougher. Some days I would cry myself to sleep out of fear. Things were getting worse not better.
The company my fiancé worked for eventually had to shut down and I had yet to find another job. I in the mean time got my insurance license and a teaching license in hopes of finding a job. I worked for 100% commission in insurance taking home very little and not steadily. With the economy slipping further and further into an economic crisis my job prospects kept worsening. And budget cut backs have led to teacher lay offs not hiring.
Today I am substitute teaching, and work in clerical work answering phones at an office, to bring home what I can. Far from what I had not even a third, my fiancé is trying to start a company although hopeful for this company it is not there yet and our situation worsening by the day.
Inspired I have decided to share my daily struggles trying to survive the U.S. Recession via blog. It is a daily struggle and the only way I have survived is one day at a time. And as of today I have not seen the light at the end of the tunnel. Each day I have to go to bed with hope and a dream of better days’ to come. If I did not I would crumble. Things have gotten worse and I have realized the only way to survive is to look at it all with a sense of humor and to cherish the one’s you love. If I survive my relationships will only be stronger and appreciation for little things truly never meant so much. So join me as I navigate one day at a time hoping to survive my recession. My house is in foreclosure threat and cars in danger of repossession. Will I survive….wish I knew…..To be continued……
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